Please read these terms carefully before using our website
By accessing and using the Sepia-mist website ("Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use this Site. We reserve the right to modify these terms at any time, and your continued use of the Site constitutes acceptance of any changes.
Sepia-mist provides financial management education services, including courses and workshops for various age groups. Through this Site, you may access information about our services, submit enquiries, and enrol in courses. The content provided is for educational purposes and does not constitute professional financial advice.
You agree to use this Site only for lawful purposes and in accordance with these terms. You must not:
All content on this Site, including text, graphics, logos, images, audio, video, and software, is the property of Sepia-mist or its content suppliers and is protected by United Kingdom and international copyright laws. The compilation of all content on this Site is the exclusive property of Sepia-mist.
You may view, download, and print pages from the Site for your own personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices.
When you submit an enquiry or enrol in a course through our Site, you agree to provide accurate and complete information. Course fees, schedules, and availability are subject to change. Payment terms will be communicated upon enrolment confirmation.
Cancellation and refund policies for courses will be provided at the time of enrolment. Generally, cancellations made more than 14 days before a course begins are eligible for a full refund. Cancellations within 14 days may be subject to partial refunds or credit toward future courses.
Any information you submit through our forms, including enquiries and feedback, may be used by Sepia-mist for the purposes stated in our Privacy Policy. By submitting information, you confirm that you have the right to share such information and that it does not infringe upon the rights of any third party.
This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:
We expressly disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Sepia-mist, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site or our services. This includes, but is not limited to, loss of profits, data, or other intangible losses.
Our total liability for any claim arising from these terms or your use of the Site shall not exceed the amount you paid to us for services, if any, during the twelve months preceding the claim.
The educational content and information provided through our Site and courses are intended for general informational and educational purposes only. They do not constitute professional financial, investment, tax, or legal advice. Individual financial circumstances vary, and you should consult with qualified professionals before making significant financial decisions.
Participation in our courses does not guarantee specific financial outcomes. Results depend on individual application, circumstances, and external factors beyond our control.
Our Site may contain links to third-party websites or services that are not owned or controlled by Sepia-mist. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. You acknowledge that Sepia-mist shall not be liable for any damage or loss caused by your use of any third-party content or services.
You agree to indemnify, defend, and hold harmless Sepia-mist, its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of the Site, your violation of these terms, or your violation of any rights of another party.
We reserve the right to terminate or suspend your access to the Site immediately, without prior notice, for any reason, including breach of these terms. Upon termination, your right to use the Site will cease immediately.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in England and Wales for the resolution of any disputes arising from these terms or your use of the Site.
If any provision of these terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Sepia-mist regarding your use of the Site and supersede any prior agreements.
If you have any questions about these Terms of Use, please contact us:
Sepia-mist
42 Wellington Street
Leeds, LS1 4DL
United Kingdom
Email: [email protected]
Last updated: October 2024